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Business phone systems

Cloud (VoIP) phone systems for small teams: calls, texts and meetings on one number, compared on their entry plans.

Updated Oct 10, 2026

Our top picks

Our ranking

How we score

We scored 7 products on 5 criteria and hold 44 current prices, each with its source and the date we checked it (prices checked Sep 24, 2026 to Oct 9, 2026). Criteria, weights and version history.

  1. Top score
    Rank 1

    RingCentral RingEX

    Teams that want all six features we check, call recording included, on the entry plan

    • Entry plan includes 6 of 6: unlimited us calling, auto attendant, business sms, video meetings, call recording, mobile app.
    • Entry-plan support: 24/7 support by phone and 24/7 online chat (24/7 phone and chat).
    • Uptime SLA: 99.999%; HIPAA BAA: offered.
    No affiliate relationship
    9.2/10ExcellentOur score
    $20per month · checked Sep 24, 2026
    Visit RingCentral RingEXOn ringcentral.com
  2. Rank 2

    Nextiva Business Phone Service

    Teams that want 24/7 support by phone, chat and email on every plan

    • Entry plan (Core) $15.00 per month.
    • Entry-plan support: 24/7 in-house support by phone, chat and email on all plans (24/7 phone and chat).
    • Entry plan includes 5 of 6: unlimited us calling, auto attendant, business sms, video meetings, mobile app.
    No affiliate relationship
    8.5/10Very goodOur score
    $15per month · checked Sep 24, 2026
    Visit Nextiva Business Phone ServiceOn nextiva.com
  3. Rank 3

    Dialpad

    Small teams that want call recording at a $15 entry price, billed annually

    • Entry plan (Standard) $15.00 per month.
    • Entry plan includes 5 of 6: unlimited us calling, business sms, video meetings, call recording, mobile app.
    • The terms charge for leaving early.
    No affiliate relationship
    7.5/10GoodOur score
    $15per month · checked Sep 24, 2026
    Visit DialpadOn dialpad.com
  4. Lowest price
    Rank 4

    Zoom Phone

    Teams that want online fax and call recording on a metered-calling plan at $10.50 a user, billed annually

    • Entry plan (US & CA Metered) $10.50 per month.
    • Uptime SLA: 99.999%; HIPAA BAA: offered.
    • Entry plan includes 5 of 6: auto attendant, business sms, video meetings, call recording, mobile app.
    No affiliate relationship
    7.0/10GoodOur score
    $10.50per month · checked Oct 9, 2026
    Visit Zoom PhoneOn zoom.com
  5. Rank 5

    Ooma Office

    Teams that want the lowest price without an annual commitment

    • Entry plan (Essentials) $19.95 per month.
    • The terms charge for leaving early.
    • Entry-plan support: 24x7 customer support; channels not stated (24/7 one channel).
    No affiliate relationship
    6.7/10FairOur score
    $19.95per month · checked Sep 24, 2026
    Visit Ooma OfficeOn ooma.com
  6. Teams that work from mobile and desktop apps and don't need desk phones

    • Entry plan (Mobile) $19.99 per month.
    • The terms charge for leaving early.
    No affiliate relationship
    6.6/10FairOur score
    $19.99per month · checked Sep 24, 2026
    Visit Vonage Business CommunicationsOn vonage.com
  7. Rank 7

    Aircall

    Teams of three or more that want calls logged to their CRM, with 250+ integrations on the entry plan

    • Entry plan includes 5 of 6: unlimited us calling, auto attendant, business sms, call recording, mobile app.
    No affiliate relationship
    5.5/10PoorOur score
    $30per month · checked Oct 9, 2026
    Visit AircallOn aircall.io

Before you choose

Everything below links to the page it comes from, and says when we checked it.

Work out the real monthly cost

Multiply the per-user price by the number of people who need a line, then add what the plan leaves out. The prices in the ranking are entry plans, and the lowest ones assume you pay for a year up front. Costs we found on top of the plan:

  • RingCentral adds regulatory and administrative fees to each line; its pricing page does not say how much.
  • Dialpad charges $15 a month for a toll-free number on an annual plan, plus 2 cents a minute for incoming calls.
  • Ooma Office includes one number per user and charges $9.99 a month for each extra number.

Checked Sep 24, 2026.

Check what the entry plan leaves out

We check six features on each entry plan: unlimited US calling, an auto attendant, business texting, video meetings, call recording and a mobile app.

If you need a feature an entry plan lacks, compare the price of the plan that has it. Checked Sep 24, 2026.

If you won't commit to a year

Month to month, the entry plans cost Ooma Office Essentials $19.95 a user, Vonage Mobile $19.99, Nextiva Core $23, Dialpad Standard $27 and RingCentral Core $30. Checked Sep 24, 2026.

How the ranking weighs them

Price counts for 30% of the score, included features 25%, and contract terms, reliability and compliance, and support 15% each. If one of these matters more to you than its weight, read the ranking with that in mind. The formula behind each criterion is on how we score business phone systems.

Frequently asked questions

How much does a business phone system cost for a small team?

Entry plans from the five providers we rank cost $15 to $20 a user a month, before taxes and fees:

Prices were checked on Sep 24, 2026.

Is paying annually cheaper than paying month to month?

Yes, where both are offered. Dialpad Standard is $15 a user billed annually or $27 month to month. RingCentral Core is $20 or $30. Nextiva Core is $15 or $23. An annual price commits you for the year: see the next question. Checked Sep 24, 2026.

Can I cancel early without paying?

Not on an annual or fixed term. Dialpad, Nextiva and RingCentral charge the rest of the term if you cancel early. Vonage charges an early termination fee on an annual contract, but not on a monthly plan, and a cancelled monthly plan is not refunded. Ooma Office is month to month with no early-termination fee unless you sign a fixed-term order. Checked Sep 24, 2026.

Which providers will sign a HIPAA Business Associate Agreement?

All five say they will: Dialpad, Nextiva, Ooma Office, RingCentral and Vonage. Vonage's terms refer to a Business Associate Agreement signed by Vonage; it has no dedicated BAA page. Checked Sep 24, 2026.

Can I try one before I buy?

  • Dialpad offers a 14-day free trial.
  • RingCentral offers a free trial to new subscribers, for up to five users and two desk phones.
  • Ooma Office has a 30-day risk-free trial.
  • Nextiva has no free trial; it offers a free demo.
  • We did not find a free trial from Vonage.

Checked Sep 24, 2026.

Which providers offer 24/7 support on the entry plan?

RingCentral offers 24/7 phone and chat. Nextiva offers 24/7 support by phone, chat and email on all plans. Ooma Office says 24x7 support without naming the channels. Vonage lists phone and chat support without stating hours; its 24/7 option is a chatbot. Dialpad offers web and chat support 24/5. Checked Sep 24, 2026.

Do they guarantee uptime?

Only RingCentral publishes an uptime SLA, of 99.999%. Nextiva and Vonage state 99.999% but not as a guarantee. Dialpad mentions 100%, and 99.9% on its Enterprise plan, without an SLA. Ooma Office publishes no uptime guarantee. Checked Sep 24, 2026.

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